Kids and Young Adults

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Kids

Summer

It is never too early to start helping your child develop a healthy respect for money and to help them develop some good financial habits. Encouraging children at an early age to start saving money can lead to some very good habits and attitudes about money that will help them through their lifetime. As your child grows so should their financial accounts. We’ve developed a suite of products from childhood to adulthood to help your child grow in their financial knowledge.

Junior Savers Club Account™

Our Junior Savers Club Account™ teaches children and young adults 18 and under the rewards of saving while making banking FUN!

In addition to learning one of life's most valuable lessons, Junior Savers will receive:

  • A Personalized passbook with identification as a Junior Savers Club member
  • Extra savings to be sure your account grows
    • Junior Savers Passbook Accounts receive a higher rate of interest than adults
    • All regular account service charges are waived for Junior Savers
  • A special JSC Bank to inspire daily at-home saving
  • Our exclusive "Treats Dollar" gift certificate each time the account balance exceeds its previous high balance by $100. Certificates may be redeemed at local participating merchants.
  • And lots of other great goodies and fun activities for Junior Savers. You'll be sent frequent invites to fun Junior Savers Club events and contests.

Teaching kids how to save. It's all part of our commitment to bring traditional community banking back to the community.

Learn more about our Junior Savers special events.


Young Adults

Students

As your children grow and become responsible young adults, their financial needs grow too. Help them learn more about financial responsibility by selecting some of the products below.

College Checking Account

We designed an account to help young adults handle their finances and provide peace of mind to parents.  It offers everything your high school or college student needs for financial security, including a Checking Account, a Cash card and a Credit Card². 

Features and Benefits

  • FREE Checking Account with no minimum balance and no monthly fee¹
  • FREE access to SUM and MoneyPass ATMs in the Chicagoland area
  • NO ANNUAL FEE ATM or Visa debit card²
  • FREE imaged checks with CheckManager Plus® 
  • FREE On-line Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities

 

1 Other qualifications and service charges may apply. Parents must maintain accounts with the bank.
2 Subject to age and other qualifications. Credit Cards offered and issued by First National Bank of Omaha. Call bank for details.

Accounts that most of our customers like you choose

VISA Debit Card

Our Visa Debit Card provides the convenience of allowing you to draw from your account without the hassles of writing a check.

Simply use the card to pay for retail transactions wherever Visa is accepted. The card will automatically deduct the purchase from your checking account. And that transaction will be recorded on your monthly checking account statement. Now you can replace your current ATM card and checks with one easy-to-use card.

  • Features & Benefits
  • Direct access to your checking account wherever Visa is accepted—9 million merchants and 190 countries worldwide
  • No check writing hassles
  • No additional identification may be required
  • No interest or finance charges apply
  • No PIN number needed on signature based transactions
  • Can be used instead of an ATM card at SUM and MoneyPass ATMs in the Chicagoland area
  • After Hours Toll Free phone number to report your card lost or stolen. Just call 1-800-236-2442 after our normal business hours.

It's Easy To Apply For This Card

Come into any of our convenient bank locations and see one of our friendly Personal Bankers.

Total Access Checking

Our Total Access Checking Account offers incredible opportunities to satisfy your financial needs.

  • Free ATMs Nationwide – The surcharge fee assessed by the owner of the ATM will be reimbursed. (Reimbursement does not include the 1% International Service Fee charged by Visa for certain transactions conducted outside of the continental United States.)1
  • May be opened with an initial deposit of $100
  • $18.00 monthly service fee if minimum balance of $5,000 not maintained (waived for the first month pending receipt of direct deposit)
1  Excluding International Transactions.

Other Products you may be interested in:

College Checking Account